Call report 2004Q4
MOUNTAIN VALLEY BANK — 2004Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 71,685,000 | USD | evidence → |
| Total loans | 53,469,000 | USD | evidence → |
| Allowance for loan losses | 725,000 | USD | evidence → |
| Securities available for sale | 3,144,000 | USD | evidence → |
| Securities held to maturity | 6,481,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 62,815,000 | USD | evidence → |
| Interest-bearing deposits | 53,340,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,475,000 | USD | evidence → |
| Equity capital | 8,318,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,434,000 | USD | evidence → |
| Interest expense | 907,000 | USD | evidence → |
| Net interest income | 3,527,000 | USD | evidence → |
| Noninterest income | 441,000 | USD | evidence → |
| Noninterest expense | 2,608,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 1,020,000 | USD | evidence → |
| Income tax | 357,000 | USD | evidence → |
| Net income | 663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,320,000 | USD | evidence → |
| Total capital | 8,944,000 | USD | evidence → |
| Risk-weighted assets | 49,843,000 | USD | evidence → |