Call report 2023Q3
OPTIMUMBANK — 2023Q3
The 22 measures OPTIMUMBANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 712,651,000 | USD | evidence → |
| Total loans | 580,787,000 | USD | evidence → |
| Allowance for loan losses | 7,200,000 | USD | evidence → |
| Securities available for sale | 23,085,000 | USD | evidence → |
| Securities held to maturity | 393,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 620,467,000 | USD | evidence → |
| Interest-bearing deposits | 406,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 213,788,000 | USD | evidence → |
| Equity capital | 64,104,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,597,000 | USD | evidence → |
| Interest expense | 8,033,000 | USD | evidence → |
| Net interest income | 16,564,000 | USD | evidence → |
| Noninterest income | 2,412,000 | USD | evidence → |
| Noninterest expense | 9,924,000 | USD | evidence → |
| Provision for loan losses | 2,634,000 | USD | evidence → |
| Pretax income | 6,082,000 | USD | evidence → |
| Income tax | 1,566,000 | USD | evidence → |
| Net income | 4,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,761,000 | USD | evidence → |