Call report 2023Q2
OPTIMUMBANK — 2023Q2
The 22 measures OPTIMUMBANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 631,633,000 | USD | evidence → |
| Total loans | 525,475,000 | USD | evidence → |
| Allowance for loan losses | 6,645,000 | USD | evidence → |
| Securities available for sale | 24,762,000 | USD | evidence → |
| Securities held to maturity | 444,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 553,559,000 | USD | evidence → |
| Interest-bearing deposits | 336,305,000 | USD | evidence → |
| Noninterest-bearing deposits | 217,254,000 | USD | evidence → |
| Equity capital | 63,524,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,696,000 | USD | evidence → |
| Interest expense | 5,044,000 | USD | evidence → |
| Net interest income | 10,652,000 | USD | evidence → |
| Noninterest income | 1,501,000 | USD | evidence → |
| Noninterest expense | 6,621,000 | USD | evidence → |
| Provision for loan losses | 1,310,000 | USD | evidence → |
| Pretax income | 4,008,000 | USD | evidence → |
| Income tax | 1,018,000 | USD | evidence → |
| Net income | 2,990,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,234,000 | USD | evidence → |