Call report 2014Q1
OPTIMUMBANK — 2014Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,607,000 | USD | evidence → |
| Total loans | 79,650,000 | USD | evidence → |
| Allowance for loan losses | 2,215,000 | USD | evidence → |
| Securities available for sale | 31,340,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,694,000 | USD | evidence → |
| Interest-bearing deposits | 96,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,013,000 | USD | evidence → |
| Equity capital | 6,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,242,000 | USD | evidence → |
| Interest expense | 207,000 | USD | evidence → |
| Net interest income | 1,035,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 982,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 602,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 602,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,993,000 | USD | evidence → |
| Total capital | 7,235,000 | USD | evidence → |
| Risk-weighted assets | 98,360,000 | USD | evidence → |