Call report 2013Q4
OPTIMUMBANK — 2013Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,603,000 | USD | evidence → |
| Total loans | 81,461,000 | USD | evidence → |
| Allowance for loan losses | 2,211,000 | USD | evidence → |
| Securities available for sale | 22,990,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,388,000 | USD | evidence → |
| Interest-bearing deposits | 94,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,470,000 | USD | evidence → |
| Equity capital | 5,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,325,000 | USD | evidence → |
| Interest expense | 1,766,000 | USD | evidence → |
| Net interest income | 3,559,000 | USD | evidence → |
| Noninterest income | -1,040,000 | USD | evidence → |
| Noninterest expense | 6,642,000 | USD | evidence → |
| Provision for loan losses | 2,194,000 | USD | evidence → |
| Pretax income | -6,699,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -6,699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,383,000 | USD | evidence → |
| Total capital | 6,667,000 | USD | evidence → |
| Risk-weighted assets | 101,772,000 | USD | evidence → |