Call report 2011Q1
OPTIMUMBANK — 2011Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,601,000 | USD | evidence → |
| Total loans | 109,553,000 | USD | evidence → |
| Allowance for loan losses | 3,520,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 52,788,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,500,000 | USD | evidence → |
| Interest-bearing deposits | 141,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,645,000 | USD | evidence → |
| Equity capital | 6,728,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,845,000 | USD | evidence → |
| Interest expense | 895,000 | USD | evidence → |
| Net interest income | 950,000 | USD | evidence → |
| Noninterest income | -162,000 | USD | evidence → |
| Noninterest expense | 1,844,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | -1,090,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,728,000 | USD | evidence → |
| Total capital | 8,444,000 | USD | evidence → |
| Risk-weighted assets | 135,489,000 | USD | evidence → |