Call report 2010Q4
OPTIMUMBANK — 2010Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 190,125,000 | USD | evidence → |
| Total loans | 117,244,000 | USD | evidence → |
| Allowance for loan losses | 3,703,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 51,056,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,031,000 | USD | evidence → |
| Interest-bearing deposits | 147,929,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,102,000 | USD | evidence → |
| Equity capital | 7,817,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,802,000 | USD | evidence → |
| Interest expense | 4,723,000 | USD | evidence → |
| Net interest income | 4,079,000 | USD | evidence → |
| Noninterest income | -308,000 | USD | evidence → |
| Noninterest expense | 9,320,000 | USD | evidence → |
| Provision for loan losses | 3,645,000 | USD | evidence → |
| Pretax income | -7,844,000 | USD | evidence → |
| Income tax | 349,000 | USD | evidence → |
| Net income | -8,193,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,817,000 | USD | evidence → |
| Total capital | 9,639,000 | USD | evidence → |
| Risk-weighted assets | 143,915,000 | USD | evidence → |