Call report 2010Q1
OPTIMUMBANK — 2010Q1
The 22 measures OPTIMUMBANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,450,000 | USD | evidence → |
| Total loans | 137,968,000 | USD | evidence → |
| Allowance for loan losses | 6,843,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 34,510,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,183,000 | USD | evidence → |
| Interest-bearing deposits | 159,985,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,198,000 | USD | evidence → |
| Equity capital | 12,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,857,000 | USD | evidence → |
| Interest expense | 1,608,000 | USD | evidence → |
| Net interest income | 1,249,000 | USD | evidence → |
| Noninterest income | 19,000 | USD | evidence → |
| Noninterest expense | 4,967,000 | USD | evidence → |
| Provision for loan losses | 692,000 | USD | evidence → |
| Pretax income | -3,047,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -3,047,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,965,000 | USD | evidence → |
| Total capital | 15,065,000 | USD | evidence → |
| Risk-weighted assets | 163,294,000 | USD | evidence → |