Call report 2009Q4
OPTIMUMBANK — 2009Q4
The 22 measures OPTIMUMBANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 269,777,000 | USD | evidence → |
| Total loans | 143,473,000 | USD | evidence → |
| Allowance for loan losses | 9,363,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 81,139,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,607,000 | USD | evidence → |
| Interest-bearing deposits | 151,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,124,000 | USD | evidence → |
| Equity capital | 16,012,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,014,000 | USD | evidence → |
| Interest expense | 8,076,000 | USD | evidence → |
| Net interest income | 5,938,000 | USD | evidence → |
| Noninterest income | 27,000 | USD | evidence → |
| Noninterest expense | 4,732,000 | USD | evidence → |
| Provision for loan losses | 15,794,000 | USD | evidence → |
| Pretax income | -14,561,000 | USD | evidence → |
| Income tax | -3,371,000 | USD | evidence → |
| Net income | -11,190,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,012,000 | USD | evidence → |
| Total capital | 18,342,000 | USD | evidence → |
| Risk-weighted assets | 179,366,000 | USD | evidence → |