Call report 2008Q4
MECHANICS SAVINGS BANK — 2008Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,553,000 | USD | evidence → |
| Total loans | 254,415,000 | USD | evidence → |
| Allowance for loan losses | 5,829,000 | USD | evidence → |
| Securities available for sale | 7,057,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 201,475,000 | USD | evidence → |
| Interest-bearing deposits | 191,918,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,557,000 | USD | evidence → |
| Equity capital | 31,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,543,000 | USD | evidence → |
| Interest expense | 7,480,000 | USD | evidence → |
| Net interest income | 10,063,000 | USD | evidence → |
| Noninterest income | 607,000 | USD | evidence → |
| Noninterest expense | 9,119,000 | USD | evidence → |
| Provision for loan losses | 3,559,000 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 107,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,985,000 | USD | evidence → |
| Total capital | 33,437,000 | USD | evidence → |
| Risk-weighted assets | 187,830,000 | USD | evidence → |