Call report 2008Q3
MECHANICS SAVINGS BANK — 2008Q3
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,425,000 | USD | evidence → |
| Total loans | 241,351,000 | USD | evidence → |
| Allowance for loan losses | 5,347,000 | USD | evidence → |
| Securities available for sale | 6,703,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,942,000 | USD | evidence → |
| Interest-bearing deposits | 188,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,467,000 | USD | evidence → |
| Equity capital | 32,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,205,000 | USD | evidence → |
| Interest expense | 5,799,000 | USD | evidence → |
| Net interest income | 7,406,000 | USD | evidence → |
| Noninterest income | 387,000 | USD | evidence → |
| Noninterest expense | 6,755,000 | USD | evidence → |
| Provision for loan losses | 2,929,000 | USD | evidence → |
| Pretax income | 611,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,364,000 | USD | evidence → |
| Total capital | 34,604,000 | USD | evidence → |
| Risk-weighted assets | 175,970,000 | USD | evidence → |