Call report 2003Q1
MECHANICS SAVINGS BANK — 2003Q1
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,098,000 | USD | evidence → |
| Total loans | 164,531,000 | USD | evidence → |
| Allowance for loan losses | 1,970,000 | USD | evidence → |
| Securities available for sale | 20,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,263,000 | USD | evidence → |
| Interest-bearing deposits | 154,485,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,778,000 | USD | evidence → |
| Equity capital | 23,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,441,000 | USD | evidence → |
| Interest expense | 1,331,000 | USD | evidence → |
| Net interest income | 2,110,000 | USD | evidence → |
| Noninterest income | 468,000 | USD | evidence → |
| Noninterest expense | 1,404,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,084,000 | USD | evidence → |
| Income tax | 382,000 | USD | evidence → |
| Net income | 702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,816,000 | USD | evidence → |
| Total capital | 24,460,000 | USD | evidence → |
| Risk-weighted assets | 131,189,000 | USD | evidence → |