Call report 2002Q4
MECHANICS SAVINGS BANK — 2002Q4
The 22 measures MECHANICS SAVINGS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 193,081,000 | USD | evidence → |
| Total loans | 163,257,000 | USD | evidence → |
| Allowance for loan losses | 1,915,000 | USD | evidence → |
| Securities available for sale | 21,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 163,436,000 | USD | evidence → |
| Interest-bearing deposits | 155,456,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,980,000 | USD | evidence → |
| Equity capital | 22,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,553,000 | USD | evidence → |
| Interest expense | 5,632,000 | USD | evidence → |
| Net interest income | 7,921,000 | USD | evidence → |
| Noninterest income | 1,523,000 | USD | evidence → |
| Noninterest expense | 5,521,000 | USD | evidence → |
| Provision for loan losses | 376,000 | USD | evidence → |
| Pretax income | 3,714,000 | USD | evidence → |
| Income tax | 1,244,000 | USD | evidence → |
| Net income | 2,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,121,000 | USD | evidence → |
| Total capital | 23,744,000 | USD | evidence → |
| Risk-weighted assets | 129,562,000 | USD | evidence → |