Call report 2009Q4
REGAL FINANCIAL BANK — 2009Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,605,000 | USD | evidence → |
| Total loans | 114,072,000 | USD | evidence → |
| Allowance for loan losses | 4,603,000 | USD | evidence → |
| Securities available for sale | 2,519,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,177,000 | USD | evidence → |
| Interest-bearing deposits | 131,623,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,554,000 | USD | evidence → |
| Equity capital | 7,695,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,504,000 | USD | evidence → |
| Interest expense | 3,801,000 | USD | evidence → |
| Net interest income | 3,703,000 | USD | evidence → |
| Noninterest income | 320,000 | USD | evidence → |
| Noninterest expense | 5,615,000 | USD | evidence → |
| Provision for loan losses | 8,103,000 | USD | evidence → |
| Pretax income | -9,695,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -9,695,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,664,000 | USD | evidence → |
| Total capital | 9,217,000 | USD | evidence → |
| Risk-weighted assets | 121,239,000 | USD | evidence → |