Call report 2009Q3
REGAL FINANCIAL BANK — 2009Q3
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,444,000 | USD | evidence → |
| Total loans | 119,784,000 | USD | evidence → |
| Allowance for loan losses | 3,892,000 | USD | evidence → |
| Securities available for sale | 3,593,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,597,000 | USD | evidence → |
| Interest-bearing deposits | 135,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,489,000 | USD | evidence → |
| Equity capital | 9,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,756,000 | USD | evidence → |
| Interest expense | 2,981,000 | USD | evidence → |
| Net interest income | 2,775,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 4,313,000 | USD | evidence → |
| Provision for loan losses | 5,716,000 | USD | evidence → |
| Pretax income | -7,003,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -7,003,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,325,000 | USD | evidence → |
| Total capital | 10,947,000 | USD | evidence → |
| Risk-weighted assets | 127,461,000 | USD | evidence → |