Call report 2009Q1
REGAL FINANCIAL BANK — 2009Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,589,000 | USD | evidence → |
| Total loans | 129,995,000 | USD | evidence → |
| Allowance for loan losses | 5,454,000 | USD | evidence → |
| Securities available for sale | 2,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,811,000 | USD | evidence → |
| Interest-bearing deposits | 158,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,248,000 | USD | evidence → |
| Equity capital | 11,434,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,765,000 | USD | evidence → |
| Interest expense | 1,014,000 | USD | evidence → |
| Net interest income | 751,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 1,488,000 | USD | evidence → |
| Provision for loan losses | 4,276,000 | USD | evidence → |
| Pretax income | -4,932,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,932,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,395,000 | USD | evidence → |
| Total capital | 13,248,000 | USD | evidence → |
| Risk-weighted assets | 144,612,000 | USD | evidence → |