Call report 2008Q4
REGAL FINANCIAL BANK — 2008Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,962,000 | USD | evidence → |
| Total loans | 134,843,000 | USD | evidence → |
| Allowance for loan losses | 2,018,000 | USD | evidence → |
| Securities available for sale | 1,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,715,000 | USD | evidence → |
| Interest-bearing deposits | 123,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,220,000 | USD | evidence → |
| Equity capital | 16,554,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,940,000 | USD | evidence → |
| Interest expense | 4,351,000 | USD | evidence → |
| Net interest income | 5,589,000 | USD | evidence → |
| Noninterest income | 355,000 | USD | evidence → |
| Noninterest expense | 5,436,000 | USD | evidence → |
| Provision for loan losses | 322,000 | USD | evidence → |
| Pretax income | 186,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 186,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,518,000 | USD | evidence → |
| Total capital | 18,298,000 | USD | evidence → |
| Risk-weighted assets | 142,112,000 | USD | evidence → |