Call report 2007Q1
REGAL FINANCIAL BANK — 2007Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,280,000 | USD | evidence → |
| Total loans | 93,753,000 | USD | evidence → |
| Allowance for loan losses | 1,215,000 | USD | evidence → |
| Securities available for sale | 10,273,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,316,000 | USD | evidence → |
| Interest-bearing deposits | 97,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,461,000 | USD | evidence → |
| Equity capital | 12,844,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,264,000 | USD | evidence → |
| Interest expense | 1,094,000 | USD | evidence → |
| Net interest income | 1,170,000 | USD | evidence → |
| Noninterest income | 71,000 | USD | evidence → |
| Noninterest expense | 1,080,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 161,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,936,000 | USD | evidence → |
| Total capital | 14,151,000 | USD | evidence → |
| Risk-weighted assets | 101,779,000 | USD | evidence → |