Call report 2006Q4
REGAL FINANCIAL BANK — 2006Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,524,000 | USD | evidence → |
| Total loans | 95,004,000 | USD | evidence → |
| Allowance for loan losses | 1,215,000 | USD | evidence → |
| Securities available for sale | 10,682,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 102,806,000 | USD | evidence → |
| Interest-bearing deposits | 93,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,198,000 | USD | evidence → |
| Equity capital | 12,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,588,000 | USD | evidence → |
| Interest expense | 4,150,000 | USD | evidence → |
| Net interest income | 4,438,000 | USD | evidence → |
| Noninterest income | 313,000 | USD | evidence → |
| Noninterest expense | 4,387,000 | USD | evidence → |
| Provision for loan losses | 1,405,000 | USD | evidence → |
| Pretax income | -1,041,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | -1,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,775,000 | USD | evidence → |
| Total capital | 13,990,000 | USD | evidence → |
| Risk-weighted assets | 102,924,000 | USD | evidence → |