Call report 2004Q3
REGAL FINANCIAL BANK — 2004Q3
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,360,000 | USD | evidence → |
| Total loans | 58,893,000 | USD | evidence → |
| Allowance for loan losses | 797,000 | USD | evidence → |
| Securities available for sale | 9,209,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,140,000 | USD | evidence → |
| Interest-bearing deposits | 61,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,769,000 | USD | evidence → |
| Equity capital | 13,973,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,035,000 | USD | evidence → |
| Interest expense | 794,000 | USD | evidence → |
| Net interest income | 2,241,000 | USD | evidence → |
| Noninterest income | 181,000 | USD | evidence → |
| Noninterest expense | 2,032,000 | USD | evidence → |
| Provision for loan losses | 197,000 | USD | evidence → |
| Pretax income | 193,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 193,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,978,000 | USD | evidence → |
| Total capital | 14,775,000 | USD | evidence → |
| Risk-weighted assets | 67,493,000 | USD | evidence → |