Call report 2004Q2
REGAL FINANCIAL BANK — 2004Q2
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 94,588,000 | USD | evidence → |
| Total loans | 53,156,000 | USD | evidence → |
| Allowance for loan losses | 787,000 | USD | evidence → |
| Securities available for sale | 8,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,647,000 | USD | evidence → |
| Interest-bearing deposits | 61,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,459,000 | USD | evidence → |
| Equity capital | 13,772,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,920,000 | USD | evidence → |
| Interest expense | 485,000 | USD | evidence → |
| Net interest income | 1,435,000 | USD | evidence → |
| Noninterest income | 120,000 | USD | evidence → |
| Noninterest expense | 1,310,000 | USD | evidence → |
| Provision for loan losses | 137,000 | USD | evidence → |
| Pretax income | 108,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,923,000 | USD | evidence → |
| Total capital | 14,710,000 | USD | evidence → |
| Risk-weighted assets | 64,186,000 | USD | evidence → |