Call report 2003Q1
REGAL FINANCIAL BANK — 2003Q1
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,757,000 | USD | evidence → |
| Total loans | 24,116,000 | USD | evidence → |
| Allowance for loan losses | 405,000 | USD | evidence → |
| Securities available for sale | 2,509,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 42,998,000 | USD | evidence → |
| Interest-bearing deposits | 36,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,391,000 | USD | evidence → |
| Equity capital | 8,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 534,000 | USD | evidence → |
| Interest expense | 109,000 | USD | evidence → |
| Net interest income | 425,000 | USD | evidence → |
| Noninterest income | 68,000 | USD | evidence → |
| Noninterest expense | 531,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | -128,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -128,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,590,000 | USD | evidence → |
| Total capital | 8,967,000 | USD | evidence → |
| Risk-weighted assets | 30,207,000 | USD | evidence → |