Call report 2002Q4
REGAL FINANCIAL BANK — 2002Q4
The 22 measures REGAL FINANCIAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,029,000 | USD | evidence → |
| Total loans | 20,542,000 | USD | evidence → |
| Allowance for loan losses | 315,000 | USD | evidence → |
| Securities available for sale | 4,516,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,148,000 | USD | evidence → |
| Interest-bearing deposits | 29,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,746,000 | USD | evidence → |
| Equity capital | 8,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 763,000 | USD | evidence → |
| Interest expense | 172,000 | USD | evidence → |
| Net interest income | 591,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 1,747,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | -1,332,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,332,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,719,000 | USD | evidence → |
| Total capital | 9,034,000 | USD | evidence → |
| Risk-weighted assets | 25,491,000 | USD | evidence → |