Call report 2007Q2
WAYPOINT BANK — 2007Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,651,000 | USD | evidence → |
| Total loans | 109,576,000 | USD | evidence → |
| Allowance for loan losses | 1,343,000 | USD | evidence → |
| Securities available for sale | 32,289,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,957,000 | USD | evidence → |
| Interest-bearing deposits | 114,711,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,246,000 | USD | evidence → |
| Equity capital | 14,345,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,243,000 | USD | evidence → |
| Interest expense | 2,281,000 | USD | evidence → |
| Net interest income | 2,962,000 | USD | evidence → |
| Noninterest income | 374,000 | USD | evidence → |
| Noninterest expense | 1,720,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 1,376,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 1,354,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,687,000 | USD | evidence → |
| Total capital | 15,030,000 | USD | evidence → |
| Risk-weighted assets | 132,244,000 | USD | evidence → |