Call report 2007Q1
WAYPOINT BANK — 2007Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,245,000 | USD | evidence → |
| Total loans | 105,179,000 | USD | evidence → |
| Allowance for loan losses | 1,464,000 | USD | evidence → |
| Securities available for sale | 34,907,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,663,000 | USD | evidence → |
| Interest-bearing deposits | 112,213,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,450,000 | USD | evidence → |
| Equity capital | 14,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,579,000 | USD | evidence → |
| Interest expense | 1,108,000 | USD | evidence → |
| Net interest income | 1,471,000 | USD | evidence → |
| Noninterest income | 190,000 | USD | evidence → |
| Noninterest expense | 849,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 692,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,486,000 | USD | evidence → |
| Total capital | 14,950,000 | USD | evidence → |
| Risk-weighted assets | 127,912,000 | USD | evidence → |