Call report 2006Q1
WAYPOINT BANK — 2006Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,171,000 | USD | evidence → |
| Total loans | 99,114,000 | USD | evidence → |
| Allowance for loan losses | 1,464,000 | USD | evidence → |
| Securities available for sale | 29,274,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,864,000 | USD | evidence → |
| Interest-bearing deposits | 105,095,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,769,000 | USD | evidence → |
| Equity capital | 14,146,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,212,000 | USD | evidence → |
| Interest expense | 861,000 | USD | evidence → |
| Net interest income | 1,351,000 | USD | evidence → |
| Noninterest income | 194,000 | USD | evidence → |
| Noninterest expense | 886,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 558,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,198,000 | USD | evidence → |
| Total capital | 14,625,000 | USD | evidence → |
| Risk-weighted assets | 114,145,000 | USD | evidence → |