Call report 2005Q4
WAYPOINT BANK — 2005Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,528,000 | USD | evidence → |
| Total loans | 95,680,000 | USD | evidence → |
| Allowance for loan losses | 1,475,000 | USD | evidence → |
| Securities available for sale | 30,087,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,257,000 | USD | evidence → |
| Interest-bearing deposits | 97,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,921,000 | USD | evidence → |
| Equity capital | 13,647,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,828,000 | USD | evidence → |
| Interest expense | 2,563,000 | USD | evidence → |
| Net interest income | 5,265,000 | USD | evidence → |
| Noninterest income | 710,000 | USD | evidence → |
| Noninterest expense | 3,350,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 2,390,000 | USD | evidence → |
| Income tax | 44,000 | USD | evidence → |
| Net income | 2,346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,634,000 | USD | evidence → |
| Total capital | 14,021,000 | USD | evidence → |
| Risk-weighted assets | 110,904,000 | USD | evidence → |