Call report 2005Q2
WAYPOINT BANK — 2005Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,070,000 | USD | evidence → |
| Total loans | 88,807,000 | USD | evidence → |
| Allowance for loan losses | 1,390,000 | USD | evidence → |
| Securities available for sale | 29,865,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,004,000 | USD | evidence → |
| Interest-bearing deposits | 96,434,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,570,000 | USD | evidence → |
| Equity capital | 13,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,719,000 | USD | evidence → |
| Interest expense | 1,161,000 | USD | evidence → |
| Net interest income | 2,558,000 | USD | evidence → |
| Noninterest income | 353,000 | USD | evidence → |
| Noninterest expense | 1,619,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,203,000 | USD | evidence → |
| Income tax | 20,000 | USD | evidence → |
| Net income | 1,183,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,738,000 | USD | evidence → |
| Total capital | 13,049,000 | USD | evidence → |
| Risk-weighted assets | 104,834,000 | USD | evidence → |