Call report 2005Q1
WAYPOINT BANK — 2005Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 127,689,000 | USD | evidence → |
| Total loans | 88,087,000 | USD | evidence → |
| Allowance for loan losses | 1,352,000 | USD | evidence → |
| Securities available for sale | 29,988,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,851,000 | USD | evidence → |
| Interest-bearing deposits | 92,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,292,000 | USD | evidence → |
| Equity capital | 13,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,836,000 | USD | evidence → |
| Interest expense | 560,000 | USD | evidence → |
| Net interest income | 1,276,000 | USD | evidence → |
| Noninterest income | 164,000 | USD | evidence → |
| Noninterest expense | 839,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 556,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,133,000 | USD | evidence → |
| Total capital | 13,417,000 | USD | evidence → |
| Risk-weighted assets | 102,624,000 | USD | evidence → |