Call report 2004Q3
WAYPOINT BANK — 2004Q3
The 22 measures WAYPOINT BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 97,418,000 | USD | evidence → |
| Total loans | 69,519,000 | USD | evidence → |
| Allowance for loan losses | 785,000 | USD | evidence → |
| Securities available for sale | 22,624,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,467,000 | USD | evidence → |
| Interest-bearing deposits | 72,843,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,624,000 | USD | evidence → |
| Equity capital | 9,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,196,000 | USD | evidence → |
| Interest expense | 1,193,000 | USD | evidence → |
| Net interest income | 3,003,000 | USD | evidence → |
| Noninterest income | 385,000 | USD | evidence → |
| Noninterest expense | 1,903,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 1,417,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 1,389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,807,000 | USD | evidence → |
| Total capital | 9,592,000 | USD | evidence → |
| Risk-weighted assets | 83,739,000 | USD | evidence → |