Call report 2004Q2
WAYPOINT BANK — 2004Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,484,000 | USD | evidence → |
| Total loans | 70,876,000 | USD | evidence → |
| Allowance for loan losses | 770,000 | USD | evidence → |
| Securities available for sale | 21,995,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,462,000 | USD | evidence → |
| Interest-bearing deposits | 74,202,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,260,000 | USD | evidence → |
| Equity capital | 8,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,684,000 | USD | evidence → |
| Interest expense | 796,000 | USD | evidence → |
| Net interest income | 1,888,000 | USD | evidence → |
| Noninterest income | 300,000 | USD | evidence → |
| Noninterest expense | 1,305,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 873,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 854,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,272,000 | USD | evidence → |
| Total capital | 9,042,000 | USD | evidence → |
| Risk-weighted assets | 84,364,000 | USD | evidence → |