Call report 2003Q4
WAYPOINT BANK — 2003Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,509,000 | USD | evidence → |
| Total loans | 60,941,000 | USD | evidence → |
| Allowance for loan losses | 742,000 | USD | evidence → |
| Securities available for sale | 24,236,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,835,000 | USD | evidence → |
| Interest-bearing deposits | 67,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,651,000 | USD | evidence → |
| Equity capital | 8,877,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,101,000 | USD | evidence → |
| Interest expense | 1,773,000 | USD | evidence → |
| Net interest income | 3,328,000 | USD | evidence → |
| Noninterest income | 528,000 | USD | evidence → |
| Noninterest expense | 2,404,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,431,000 | USD | evidence → |
| Income tax | 37,000 | USD | evidence → |
| Net income | 1,394,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,118,000 | USD | evidence → |
| Total capital | 8,860,000 | USD | evidence → |
| Risk-weighted assets | 75,681,000 | USD | evidence → |