Call report 2003Q3
WAYPOINT BANK — 2003Q3
The 22 measures WAYPOINT BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 93,725,000 | USD | evidence → |
| Total loans | 59,371,000 | USD | evidence → |
| Allowance for loan losses | 818,000 | USD | evidence → |
| Securities available for sale | 27,078,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,944,000 | USD | evidence → |
| Interest-bearing deposits | 66,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,232,000 | USD | evidence → |
| Equity capital | 8,459,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,785,000 | USD | evidence → |
| Interest expense | 1,355,000 | USD | evidence → |
| Net interest income | 2,430,000 | USD | evidence → |
| Noninterest income | 399,000 | USD | evidence → |
| Noninterest expense | 1,801,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 1,020,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 994,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,718,000 | USD | evidence → |
| Total capital | 8,536,000 | USD | evidence → |
| Risk-weighted assets | 75,448,000 | USD | evidence → |