Call report 2005Q4
CITIZENS BANK & TRUST COMPANY — 2005Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,301,000 | USD | evidence → |
| Total loans | 46,570,000 | USD | evidence → |
| Allowance for loan losses | 553,000 | USD | evidence → |
| Securities available for sale | 20,905,000 | USD | evidence → |
| Securities held to maturity | 19,792,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 83,371,000 | USD | evidence → |
| Interest-bearing deposits | 70,679,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,692,000 | USD | evidence → |
| Equity capital | 8,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,143,000 | USD | evidence → |
| Interest expense | 1,969,000 | USD | evidence → |
| Net interest income | 3,174,000 | USD | evidence → |
| Noninterest income | 1,069,000 | USD | evidence → |
| Noninterest expense | 3,611,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 584,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 534,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,406,000 | USD | evidence → |
| Total capital | 8,959,000 | USD | evidence → |
| Risk-weighted assets | 59,657,000 | USD | evidence → |