Call report 2005Q3
CITIZENS BANK & TRUST COMPANY — 2005Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,250,000 | USD | evidence → |
| Total loans | 47,258,000 | USD | evidence → |
| Allowance for loan losses | 567,000 | USD | evidence → |
| Securities available for sale | 20,381,000 | USD | evidence → |
| Securities held to maturity | 18,720,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,630,000 | USD | evidence → |
| Interest-bearing deposits | 67,683,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,947,000 | USD | evidence → |
| Equity capital | 8,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,776,000 | USD | evidence → |
| Interest expense | 1,420,000 | USD | evidence → |
| Net interest income | 2,356,000 | USD | evidence → |
| Noninterest income | 791,000 | USD | evidence → |
| Noninterest expense | 2,641,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 458,000 | USD | evidence → |
| Income tax | 65,000 | USD | evidence → |
| Net income | 393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,265,000 | USD | evidence → |
| Total capital | 8,832,000 | USD | evidence → |
| Risk-weighted assets | 58,340,000 | USD | evidence → |