Call report 2025Q2
MERCANTILE BANK — 2025Q2
The 22 measures MERCANTILE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,107,885,000 | USD | evidence → |
| Total loans | 4,725,589,000 | USD | evidence → |
| Allowance for loan losses | 58,375,000 | USD | evidence → |
| Securities available for sale | 826,414,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,730,212,000 | USD | evidence → |
| Interest-bearing deposits | 3,544,494,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,185,718,000 | USD | evidence → |
| Equity capital | 716,418,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 162,298,000 | USD | evidence → |
| Interest expense | 60,724,000 | USD | evidence → |
| Net interest income | 101,574,000 | USD | evidence → |
| Noninterest income | 19,863,000 | USD | evidence → |
| Noninterest expense | 61,296,000 | USD | evidence → |
| Provision for loan losses | 3,700,000 | USD | evidence → |
| Pretax income | 56,557,000 | USD | evidence → |
| Income tax | 9,081,000 | USD | evidence → |
| Net income | 47,476,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 720,013,000 | USD | evidence → |
| Total capital | 779,255,000 | USD | evidence → |
| Risk-weighted assets | 5,614,756,000 | USD | evidence → |