Call report 2025Q1
MERCANTILE BANK — 2025Q1
The 22 measures MERCANTILE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,073,612,000 | USD | evidence → |
| Total loans | 4,651,740,000 | USD | evidence → |
| Allowance for loan losses | 56,666,000 | USD | evidence → |
| Securities available for sale | 787,583,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,699,650,000 | USD | evidence → |
| Interest-bearing deposits | 3,522,650,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,177,000,000 | USD | evidence → |
| Equity capital | 696,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 80,338,000 | USD | evidence → |
| Interest expense | 29,999,000 | USD | evidence → |
| Net interest income | 50,339,000 | USD | evidence → |
| Noninterest income | 8,652,000 | USD | evidence → |
| Noninterest expense | 30,201,000 | USD | evidence → |
| Provision for loan losses | 2,100,000 | USD | evidence → |
| Pretax income | 27,386,000 | USD | evidence → |
| Income tax | 5,135,000 | USD | evidence → |
| Net income | 22,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 705,187,000 | USD | evidence → |
| Total capital | 762,135,000 | USD | evidence → |
| Risk-weighted assets | 5,448,763,000 | USD | evidence → |