Call report 2005Q1
SAUGUSBANK A CO-OPERATIVE BANK — 2005Q1
The 22 measures SAUGUSBANK A CO-OPERATIVE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,399,000 | USD | evidence → |
| Total loans | 102,783,000 | USD | evidence → |
| Allowance for loan losses | 1,191,000 | USD | evidence → |
| Securities available for sale | 3,281,000 | USD | evidence → |
| Securities held to maturity | 38,152,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,825,000 | USD | evidence → |
| Interest-bearing deposits | 126,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,560,000 | USD | evidence → |
| Equity capital | 12,587,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,909,000 | USD | evidence → |
| Interest expense | 659,000 | USD | evidence → |
| Net interest income | 1,250,000 | USD | evidence → |
| Noninterest income | 173,000 | USD | evidence → |
| Noninterest expense | 908,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | 105,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 87,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,593,000 | USD | evidence → |
| Total capital | 13,784,000 | USD | evidence → |
| Risk-weighted assets | 103,225,000 | USD | evidence → |