Call report 2004Q4
SAUGUSBANK A CO-OPERATIVE BANK — 2004Q4
The 22 measures SAUGUSBANK A CO-OPERATIVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,816,000 | USD | evidence → |
| Total loans | 101,522,000 | USD | evidence → |
| Allowance for loan losses | 785,000 | USD | evidence → |
| Securities available for sale | 5,303,000 | USD | evidence → |
| Securities held to maturity | 38,726,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,566,000 | USD | evidence → |
| Interest-bearing deposits | 127,972,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,594,000 | USD | evidence → |
| Equity capital | 12,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,158,000 | USD | evidence → |
| Interest expense | 2,436,000 | USD | evidence → |
| Net interest income | 4,722,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 3,634,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | 1,595,000 | USD | evidence → |
| Income tax | 531,000 | USD | evidence → |
| Net income | 1,064,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,509,000 | USD | evidence → |
| Total capital | 13,294,000 | USD | evidence → |
| Risk-weighted assets | 103,942,000 | USD | evidence → |