Call report 2008Q1
AMERICAN RIVER BANK — 2008Q1
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 585,958,000 | USD | evidence → |
| Total loans | 406,623,000 | USD | evidence → |
| Allowance for loan losses | 6,057,000 | USD | evidence → |
| Securities available for sale | 79,593,000 | USD | evidence → |
| Securities held to maturity | 32,075,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 462,132,000 | USD | evidence → |
| Interest-bearing deposits | 331,914,000 | USD | evidence → |
| Noninterest-bearing deposits | 130,218,000 | USD | evidence → |
| Equity capital | 60,355,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,579,000 | USD | evidence → |
| Interest expense | 2,235,000 | USD | evidence → |
| Net interest income | 6,344,000 | USD | evidence → |
| Noninterest income | 571,000 | USD | evidence → |
| Noninterest expense | 3,475,000 | USD | evidence → |
| Provision for loan losses | 337,000 | USD | evidence → |
| Pretax income | 3,103,000 | USD | evidence → |
| Income tax | 1,181,000 | USD | evidence → |
| Net income | 1,922,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,286,000 | USD | evidence → |
| Total capital | 47,905,000 | USD | evidence → |
| Risk-weighted assets | 448,805,000 | USD | evidence → |