Call report 2007Q4
AMERICAN RIVER BANK — 2007Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 571,825,000 | USD | evidence → |
| Total loans | 403,801,000 | USD | evidence → |
| Allowance for loan losses | 5,923,000 | USD | evidence → |
| Securities available for sale | 78,910,000 | USD | evidence → |
| Securities held to maturity | 34,754,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 456,519,000 | USD | evidence → |
| Interest-bearing deposits | 322,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 133,540,000 | USD | evidence → |
| Equity capital | 60,231,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,488,000 | USD | evidence → |
| Interest expense | 11,075,000 | USD | evidence → |
| Net interest income | 26,413,000 | USD | evidence → |
| Noninterest income | 2,534,000 | USD | evidence → |
| Noninterest expense | 14,032,000 | USD | evidence → |
| Provision for loan losses | 446,000 | USD | evidence → |
| Pretax income | 14,480,000 | USD | evidence → |
| Income tax | 5,542,000 | USD | evidence → |
| Net income | 8,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,576,000 | USD | evidence → |
| Total capital | 48,158,000 | USD | evidence → |
| Risk-weighted assets | 445,691,000 | USD | evidence → |