Call report 2005Q1
AMERICAN RIVER BANK — 2005Q1
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 579,749,000 | USD | evidence → |
| Total loans | 362,162,000 | USD | evidence → |
| Allowance for loan losses | 5,730,000 | USD | evidence → |
| Securities available for sale | 113,858,000 | USD | evidence → |
| Securities held to maturity | 39,557,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 477,978,000 | USD | evidence → |
| Interest-bearing deposits | 329,579,000 | USD | evidence → |
| Noninterest-bearing deposits | 148,399,000 | USD | evidence → |
| Equity capital | 59,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,763,000 | USD | evidence → |
| Interest expense | 1,359,000 | USD | evidence → |
| Net interest income | 6,404,000 | USD | evidence → |
| Noninterest income | 444,000 | USD | evidence → |
| Noninterest expense | 3,164,000 | USD | evidence → |
| Provision for loan losses | 217,000 | USD | evidence → |
| Pretax income | 3,510,000 | USD | evidence → |
| Income tax | 1,362,000 | USD | evidence → |
| Net income | 2,148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,257,000 | USD | evidence → |
| Total capital | 46,494,000 | USD | evidence → |
| Risk-weighted assets | 417,654,000 | USD | evidence → |