Call report 2004Q4
AMERICAN RIVER BANK — 2004Q4
The 22 measures AMERICAN RIVER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 585,874,000 | USD | evidence → |
| Total loans | 360,868,000 | USD | evidence → |
| Allowance for loan losses | 5,550,000 | USD | evidence → |
| Securities available for sale | 115,997,000 | USD | evidence → |
| Securities held to maturity | 41,203,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 478,084,000 | USD | evidence → |
| Interest-bearing deposits | 331,677,000 | USD | evidence → |
| Noninterest-bearing deposits | 146,407,000 | USD | evidence → |
| Equity capital | 61,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,952,000 | USD | evidence → |
| Interest expense | 3,218,000 | USD | evidence → |
| Net interest income | 19,734,000 | USD | evidence → |
| Noninterest income | 2,053,000 | USD | evidence → |
| Noninterest expense | 10,253,000 | USD | evidence → |
| Provision for loan losses | 895,000 | USD | evidence → |
| Pretax income | 10,601,000 | USD | evidence → |
| Income tax | 3,921,000 | USD | evidence → |
| Net income | 6,680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,192,000 | USD | evidence → |
| Total capital | 47,448,000 | USD | evidence → |
| Risk-weighted assets | 418,617,000 | USD | evidence → |