Call report 2003Q1
FIRST & OCEAN NATIONAL BANK — 2003Q1
The 22 measures FIRST & OCEAN NATIONAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 255,267,000 | USD | evidence → |
| Total loans | 187,592,000 | USD | evidence → |
| Allowance for loan losses | 2,548,000 | USD | evidence → |
| Securities available for sale | 34,814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,123,000 | USD | evidence → |
| Interest-bearing deposits | 186,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,656,000 | USD | evidence → |
| Equity capital | 20,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,406,000 | USD | evidence → |
| Interest expense | 947,000 | USD | evidence → |
| Net interest income | 2,459,000 | USD | evidence → |
| Noninterest income | 443,000 | USD | evidence → |
| Noninterest expense | 1,837,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 990,000 | USD | evidence → |
| Income tax | 377,000 | USD | evidence → |
| Net income | 442,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,739,000 | USD | evidence → |
| Total capital | 21,904,000 | USD | evidence → |
| Risk-weighted assets | 172,808,000 | USD | evidence → |