Call report 2002Q4
FIRST & OCEAN NATIONAL BANK — 2002Q4
The 22 measures FIRST & OCEAN NATIONAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,099,000 | USD | evidence → |
| Total loans | 189,831,000 | USD | evidence → |
| Allowance for loan losses | 2,471,000 | USD | evidence → |
| Securities available for sale | 36,967,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,249,000 | USD | evidence → |
| Interest-bearing deposits | 180,684,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,565,000 | USD | evidence → |
| Equity capital | 20,204,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,271,000 | USD | evidence → |
| Interest expense | 4,567,000 | USD | evidence → |
| Net interest income | 9,704,000 | USD | evidence → |
| Noninterest income | 1,978,000 | USD | evidence → |
| Noninterest expense | 7,875,000 | USD | evidence → |
| Provision for loan losses | 380,000 | USD | evidence → |
| Pretax income | 3,590,000 | USD | evidence → |
| Income tax | 1,291,000 | USD | evidence → |
| Net income | 2,299,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,302,000 | USD | evidence → |
| Total capital | 21,464,000 | USD | evidence → |
| Risk-weighted assets | 172,637,000 | USD | evidence → |