Call report 2005Q1
HIGHLANDS UNION BANK — 2005Q1
The 22 measures HIGHLANDS UNION BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 572,581,000 | USD | evidence → |
| Total loans | 392,984,000 | USD | evidence → |
| Allowance for loan losses | 4,181,000 | USD | evidence → |
| Securities available for sale | 135,857,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 480,961,000 | USD | evidence → |
| Interest-bearing deposits | 406,831,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,130,000 | USD | evidence → |
| Equity capital | 38,515,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,644,000 | USD | evidence → |
| Interest expense | 3,155,000 | USD | evidence → |
| Net interest income | 4,489,000 | USD | evidence → |
| Noninterest income | 929,000 | USD | evidence → |
| Noninterest expense | 3,770,000 | USD | evidence → |
| Provision for loan losses | 288,000 | USD | evidence → |
| Pretax income | 1,640,000 | USD | evidence → |
| Income tax | 295,000 | USD | evidence → |
| Net income | 1,345,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,861,000 | USD | evidence → |
| Total capital | 42,042,000 | USD | evidence → |
| Risk-weighted assets | 387,246,000 | USD | evidence → |