Call report 2004Q4
HIGHLANDS UNION BANK — 2004Q4
The 22 measures HIGHLANDS UNION BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 562,917,000 | USD | evidence → |
| Total loans | 388,856,000 | USD | evidence → |
| Allowance for loan losses | 4,161,000 | USD | evidence → |
| Securities available for sale | 128,953,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 472,564,000 | USD | evidence → |
| Interest-bearing deposits | 395,982,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,582,000 | USD | evidence → |
| Equity capital | 37,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,214,000 | USD | evidence → |
| Interest expense | 11,576,000 | USD | evidence → |
| Net interest income | 17,638,000 | USD | evidence → |
| Noninterest income | 4,016,000 | USD | evidence → |
| Noninterest expense | 14,809,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 5,945,000 | USD | evidence → |
| Income tax | 1,042,000 | USD | evidence → |
| Net income | 4,903,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,156,000 | USD | evidence → |
| Total capital | 41,317,000 | USD | evidence → |
| Risk-weighted assets | 377,114,000 | USD | evidence → |