Call report 2009Q1
VIRGINIA COMMONWEALTH BANK — 2009Q1
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 326,629,000 | USD | evidence → |
| Total loans | 253,033,000 | USD | evidence → |
| Allowance for loan losses | 2,439,000 | USD | evidence → |
| Securities available for sale | 30,109,000 | USD | evidence → |
| Securities held to maturity | 490,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 263,945,000 | USD | evidence → |
| Interest-bearing deposits | 223,404,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,541,000 | USD | evidence → |
| Equity capital | 25,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,317,000 | USD | evidence → |
| Interest expense | 1,657,000 | USD | evidence → |
| Net interest income | 2,660,000 | USD | evidence → |
| Noninterest income | 541,000 | USD | evidence → |
| Noninterest expense | 2,749,000 | USD | evidence → |
| Provision for loan losses | 95,000 | USD | evidence → |
| Pretax income | 359,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 336,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,142,000 | USD | evidence → |
| Total capital | 26,581,000 | USD | evidence → |
| Risk-weighted assets | 240,573,000 | USD | evidence → |