Call report 2008Q4
VIRGINIA COMMONWEALTH BANK — 2008Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 316,879,000 | USD | evidence → |
| Total loans | 252,252,000 | USD | evidence → |
| Allowance for loan losses | 2,552,000 | USD | evidence → |
| Securities available for sale | 32,714,000 | USD | evidence → |
| Securities held to maturity | 486,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 251,257,000 | USD | evidence → |
| Interest-bearing deposits | 213,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,314,000 | USD | evidence → |
| Equity capital | 25,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,845,000 | USD | evidence → |
| Interest expense | 7,747,000 | USD | evidence → |
| Net interest income | 11,098,000 | USD | evidence → |
| Noninterest income | 2,395,000 | USD | evidence → |
| Noninterest expense | 10,632,000 | USD | evidence → |
| Provision for loan losses | 394,000 | USD | evidence → |
| Pretax income | 2,500,000 | USD | evidence → |
| Income tax | 553,000 | USD | evidence → |
| Net income | 1,947,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,156,000 | USD | evidence → |
| Total capital | 26,708,000 | USD | evidence → |
| Risk-weighted assets | 239,840,000 | USD | evidence → |