Call report 2021Q2
SPECTRA BANK — 2021Q2
The 22 measures SPECTRA BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,040,000 | USD | evidence → |
| Total loans | 38,234,000 | USD | evidence → |
| Allowance for loan losses | 802,000 | USD | evidence → |
| Securities available for sale | 6,190,000 | USD | evidence → |
| Securities held to maturity | 994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,392,000 | USD | evidence → |
| Interest-bearing deposits | 47,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,613,000 | USD | evidence → |
| Equity capital | 5,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,331,000 | USD | evidence → |
| Interest expense | 245,000 | USD | evidence → |
| Net interest income | 1,086,000 | USD | evidence → |
| Noninterest income | 886,000 | USD | evidence → |
| Noninterest expense | 1,980,000 | USD | evidence → |
| Provision for loan losses | -750,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 742,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,221,000 | USD | evidence → |
| Total capital | 5,768,000 | USD | evidence → |
| Risk-weighted assets | 43,568,000 | USD | evidence → |